Career Financial Simulator™
Explore your financial future.
An educational simulation of a football career, transition and post-football decades. Adjust your inputs, model what-if scenarios, and see which PlayerVest Blueprints match the gaps most likely to shape your outcome.
Educational illustration only. PlayerVest is not financial, investment, tax, legal or mortgage advice.
One-click overlays. Layer any combination on top of your base case to see how the outcome shifts.
Blueprint Recommendations
The gaps your simulation reveals.
Based on the inputs above, these PlayerVest Blueprints most closely match the educational themes your current picture points toward. Purely educational — never personalised advice.
Beyond Football: Retirement & Legacy Planning
Modelled post-football income covers less than 60% of your post-football lifestyle. Building durable alternative income streams is central to Beyond Football.
The Footballer's Tax Awareness Guide
At your income level, understanding what sits inside and outside PAYE — image rights, property income, business income — becomes essential.
Choosing The Right Advisor
Regardless of your numbers, the quality of the people around you shapes every financial decision. Choosing The Right Advisor covers vetting, fees and conflicts.
Methodology
A transparent educational model — not a forecast.
The simulation applies your inputs across three phases — playing years, a short transition window, and post-football decades. Wages evolve on the trajectory you select. Net income is derived from your effective tax rate. Savings compound at your chosen real return. Lifestyle inflates each year.
What-if scenarios re-run the same model with a single lever changed — a shortened career, a wage step-up, or the removal of post-football income — so you can see how sensitive the outcome is to each assumption.
Nothing here is a prediction. Real markets, real tax, real careers and real lives are more complex than any model. Use the simulator to build intuition, surface questions, and identify which educational topics matter most for you.
Educational illustration only. PlayerVest is not financial, investment, tax, legal or mortgage advice.