PlayerVest Wealth Hub

The free education centre for professional footballers.

Interactive wealth calculators, mortgage tools, tax calculators, investment simulators, budget planners and decision frameworks — all built exclusively for professional footballers.

  • 01

    Private

    Built exclusively for professional footballers.

  • 02

    Educational

    Frameworks and context — never personalised advice.

  • 03

    Considered

    Written with the realities of a playing career in mind.

Educational only. No financial advice. No products being sold. Every tool inside the Wealth Hub is paired with a blueprint inside the PlayerVest Academy so numbers translate into understanding.

The Toolkit

17 interactive tools. All free.

Free Tool

Football Mortgage Calculator

Borrowing, repayments & affordability shaped by contract length.

Open Tool
Free Tool

Property Affordability

Conservative, moderate and aggressive budgets by location.

Open Tool
Free Tool

Buy or Rent

True cost comparison over your expected time in an area.

Open Tool
Free Tool

Property Deposit Timeline

How long to reach your deposit — and what monthly consistency delivers.

Open Tool
Free Tool

Portfolio Planner

Illustrative roadmap across multiple properties.

Open Tool
Free Tool

Weekly Wage Calculator

Annual, monthly and daily income from a weekly wage.

Open Tool
Free Tool

Contract Value Calculator

Total contract value and long-term asset allocation potential.

Open Tool
Free Tool

Wealth Projection

Live compounding chart based on monthly contributions.

Open Tool
Free Tool

Net Worth Calculator

What you actually own — with premium asset allocation chart.

Open Tool
Free Tool

Asset Builder

Four savings scenarios modelled across your remaining career.

Open Tool
Free Tool

Financial Independence

The number that quietly funds your life without football.

Open Tool
Free Tool

Opportunity Cost

What a discretionary purchase could become if invested instead.

Open Tool
Free Tool

Financial Security

How long your assets sustain you if football ended tomorrow.

Open Tool
Free Tool

Future Contract Scenario

Stress-test lifestyle sustainability against a lower next contract.

Open Tool
Free Tool

Transfer Readiness

How ready are your commitments if the next move arrives?

Open Tool
Free Tool

Lifestyle Inflation

How much of football income is quietly being consumed.

Open Tool
Free Tool

PlayerVest Wealth Score

A private snapshot of your financial preparedness — 0 to 100.

Open Tool

Property Tool

Football Mortgage Calculator

Understand potential borrowing, monthly repayments and how contract length shapes what lenders will offer.

Conservative Borrowing
£2,698,500
Moderate Borrowing
£3,469,500
Aggressive Borrowing
£4,240,500
Monthly Repayment
£20,790.90
Deposit For Desired Payment
£103,070
Affordability Score
Aggressive
44/100 · based on payment-to-income and deposit strength

Football Considerations

  • What happens if you transfer?
  • What happens if your next contract is lower?
  • Would you still buy if injured?
  • Could the property be rented?

Go Deeper

The Footballer's Home Buying Guide

Buying your first home the right way — mortgages, contracts, and career risk, explained for footballers.

Bundle all 9 playbooks or build your own selection at checkout.

Property Tool

Property Affordability Calculator

Three budget tiers based on your wage, deposit, contract length and target market.

Conservative
£3,206,022
Lowest risk · protects against contract change
Moderate
£4,735,500
Balanced borrowing for a stable player
Aggressive
£6,010,065
Maximum borrow · relies on continued income

Football income can fluctuate. Many players choose properties below their maximum borrowing level to maintain flexibility across transfers, injuries and contract cycles.

Go Deeper

The Footballer's Investment Property Playbook

How to analyse deals, understand yield, and build a property portfolio that outlasts your playing days.

Bundle all 9 playbooks or build your own selection at checkout.

Property Tool

Buy or Rent Calculator

Compare the true cost of ownership against renting over the years you expect to stay.

Ownership · 5 yrs
£197,808
Deposit £75,000 · Mortgage £2,546.80/mo · Stamp Duty £12,500
Renting · 5 yrs
£132,000
No capital tied up · Maximum flexibility
Flexibility Score
40/100
Longer stays favour buying; short stays favour renting.

Football Considerations

  • Loan moves & transfers
  • International opportunities
  • Contract uncertainty
  • Family & lifestyle changes

Go Deeper

The Footballer's Home Buying Guide

Buying your first home the right way — mortgages, contracts, and career risk, explained for footballers.

Bundle all 9 playbooks or build your own selection at checkout.

Property Tool

Property Deposit Timeline Calculator

See how long it may take to build the deposit you need — and what a consistent monthly habit produces.

Months Required
30 mo
Projected Completion
Jan 2029
Monthly Progress
£4,000
Savings Rate
21%
Progress Pace
2.5 yrs
Consistent financial habits often matter more than one-off decisions.

Go Deeper

The Footballer's Home Buying Guide

Buying your first home the right way — mortgages, contracts, and career risk, explained for footballers.

Bundle all 9 playbooks or build your own selection at checkout.

Property Tool

Property Portfolio Planner

Illustrative roadmap for allocating savings across a multi-property portfolio.

Deposit Per Property
£100,000
Estimated Borrowing Per Property
£3,276,000
Illustrative Portfolio Size
£1,200,000

Illustrative Roadmap

Property 01
£400,000
Deposit £100,000 · Borrow £300,000
Property 02
£400,000
Deposit £100,000 · Borrow £300,000
Property 03
£400,000
Deposit £100,000 · Borrow £300,000

This planner is for educational purposes only and does not constitute financial advice.

Go Deeper

The Footballer's Investment Property Playbook

How to analyse deals, understand yield, and build a property portfolio that outlasts your playing days.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Weekly Wage Calculator

Translate your weekly wage into the numbers that actually matter for planning.

Annual Gross
£780,000
Monthly Gross
£65,000
Daily
£2,137

Potential Opportunities

Property purchase (10% deposit)
up to £413,400
Illustrative — depends on lending & risk
Annual savings potential (20%)
£82,680
After estimated tax
10-year wealth potential @ 6%
£1,129,129
Illustrative long-term projection

Go Deeper

The Footballer's Money Blueprint

Taking control of your income — protecting it, structuring it, and making it work while you still earn.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Contract Value Calculator

See the total value of a contract and what small asset allocations can build over time.

Total Contract Value
£4,160,000
20% Asset Allocation
£832,000
Grows to £1,993,936 over 15 years at 6%
30% Asset Allocation
£1,248,000
Grows to £2,990,905 over 15 years at 6%
40% Asset Allocation
£1,664,000
Grows to £3,987,873 over 15 years at 6%

Small decisions made consistently throughout a football career can create significant long-term opportunities.

Go Deeper

The Footballer's Money Blueprint

Taking control of your income — protecting it, structuring it, and making it work while you still earn.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Wealth Projection Calculator

Model how monthly investing compounds over time. Live chart updates as you adjust the inputs.

Contributions
£480,000
Future Value
£924,082
Growth
£444,082

This illustration is educational only and does not guarantee future returns.

Go Deeper

The Footballer's Investing Playbook

Beyond property — investing, diversification, and business decisions without getting caught out.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Net Worth Calculator

Understand what you actually own — not what you earn. A player's real position lives here.

Current Net Worth
£370,000
Assets £550,000 · Liabilities £180,000
High income and high net worth are not the same thing.

Go Deeper

The Footballer's Money Blueprint

Taking control of your income — protecting it, structuring it, and making it work while you still earn.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Asset Builder Calculator

See the long-term impact of turning football income into assets — modelled across four consistent savings scenarios.

Illustrative growth at 6% annually. Net of estimated tax.
25% Savings Rate
£103,350/yr
£1,057,861
Potential assets built over 8 years
30% Savings Rate
£124,020/yr
£1,269,433
Potential assets built over 8 years
40% Savings Rate
£165,360/yr
£1,692,577
Potential assets built over 8 years
50% Savings Rate
£206,700/yr
£2,115,722
Potential assets built over 8 years

Small decisions repeated consistently throughout a career can dramatically change long-term outcomes.

Go Deeper

The Footballer's Investing Playbook

Beyond property — investing, diversification, and business decisions without getting caught out.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Financial Independence Calculator

Understand what financial independence actually means for you — and the gap between where you are and the number that supports your lifestyle.

Financial Independence Number
£1,650,000
Assets required to sustain your lifestyle indefinitely
Years To Goal
36.2 yrs
Monthly Income Gap
£5,500
Shortfall vs current investments: £1,450,000
Financial independence is generally achieved through assets and income streams rather than employment income alone.

Go Deeper

Beyond Football: Retirement & Legacy Planning

Bringing it all together — turning a short career into lifelong security for you and your family.

Bundle all 9 playbooks or build your own selection at checkout.

Wealth Tool

Opportunity Cost Calculator

Every financial decision has an opportunity cost. See what a discretionary purchase could look like if invested instead.

Spent Today
£80,000
Depreciating purchase
Invested Instead
£191,725
Value after 15 years
Potential Difference
£111,725
Illustrative — not a guarantee of returns

Go Deeper

The Footballer's Investing Playbook

Beyond property — investing, diversification, and business decisions without getting caught out.

Bundle all 9 playbooks or build your own selection at checkout.

Football Tool · If Football Ended Tomorrow

Financial Security Calculator

See how long your current assets and passive income would sustain your lifestyle without football wages.

Financial Runway
Strong
64 mo
5.3 years financially secure
The objective is to gradually reduce dependence on football income and build assets capable of supporting long-term financial security.

Go Deeper

Beyond Football: Retirement & Legacy Planning

Bringing it all together — turning a short career into lifelong security for you and your family.

Bundle all 9 playbooks or build your own selection at checkout.

Football Tool

Future Contract Scenario Calculator

Model what happens when contract terms change. Test whether your current lifestyle is sustainable if wages step down.

Lifestyle Sustainability
Sustainable
Monthly Surplus
£25,667
Monthly Deficit
£0
Emergency Savings Required
£0
Current
£65,000/mo
Future
£34,667/mo
Building flexibility today may reduce pressure tomorrow.

Go Deeper

The Footballer's Money Blueprint

Taking control of your income — protecting it, structuring it, and making it work while you still earn.

Bundle all 9 playbooks or build your own selection at checkout.

Football Tool

Transfer Readiness Calculator

Football careers rarely stay in one place. See how your current commitments may affect flexibility if the right move appears.

Transfer Flexibility
100
Green
Major financial commitments can influence flexibility throughout a football career.

Go Deeper

The Footballer's Home Buying Guide

Buying your first home the right way — mortgages, contracts, and career risk, explained for footballers.

Bundle all 9 playbooks or build your own selection at checkout.

Football Tool

Lifestyle Inflation Calculator

Income growth and wealth growth are not the same thing. See how much of your football income is being consumed.

Annual Lifestyle Cost
£168,000
Potential Annual Savings
£245,400
Income Consumed
41%
Income
£413,400
Assets
£245,400

Go Deeper

The Footballer's Money Blueprint

Taking control of your income — protecting it, structuring it, and making it work while you still earn.

Bundle all 9 playbooks or build your own selection at checkout.

Football Tool

PlayerVest Wealth Score

A high-level snapshot of financial preparedness. Understanding your current position is often the first step towards improving it.

PlayerVest Wealth Score
38
/ 100
Red

Suggested Improvements

  • Understand Investing
  • Explore Property Ownership
  • Diversify Income Streams
  • Create Long-Term Plan
  • Begin Estate Planning

Go Deeper

Beyond Football: Retirement & Legacy Planning

Bringing it all together — turning a short career into lifelong security for you and your family.

Bundle all 9 playbooks or build your own selection at checkout.

Knowledge Creates Better Decisions

The numbers are the beginning, not the answer.

These tools are designed to provide educational insights and help players better understand the financial decisions they may face throughout and beyond their careers.